Employee Benefit Plan Development

For more information on the new 403(b) and Form 990 changes, click here.

BST provides specialized services in the highly technical, continually changing area of employee benefit plans. By integrating employee benefit objectives with a company's overall strategic plan, tax plan and human resource program, we help our clients meet the challenge of attracting and retaining a workforce that will help the company succeed.

The specialized areas of qualified retirement plans and flexible benefit plans are complicated, technical and dense with frequently changing governmental regulations. Our financial and tax expertise allows us to look at a client's total financial and human resource picture, so that we are able to recommend, design, install and administer plans that are designed to fit your needs — not the other way around.

At BST, we'll recommend a plan that's right for you and your employees. We understand that your company's specific needs will not be met by off-the-shelf, "cookie cutter" employee benefit plans and we will only recommend plans that are designed to help you accomplish your goals.

Some of the plans we might customize to fit your needs include:

• 401(k) plans (including Safe Harbor and Roth)
• Profit-sharing plans (including customized allocation formulas)
• ESOPs
• Defined benefit plans
• Section 125 cafeteria plans

However, finding the right plan is just the beginning. We can also help you:

• Prepare and file the documentation necessary to establish the plan
• Install the plan
• Conduct an introductory employee meeting
• Perform the plan's ongoing recordkeeping and administration
• Prepare all subsequent Internal Revenue Service and U.S. Dept. of Labor filings
• Provide advice and counsel regarding any future amendments or changes needed for your plan

As little or as much assistance as you wish — we'll be there when you need us.