Wealth Management

It all starts with a promise to do what’s right for you

BST Wealth Advisors is an independent wealth management firm serving clients throughout the United States. We are fiduciaries, which means that we adhere to the highest legal standard to act in your best interests and do everything we can to help you reach your most important goals. We’ll take the time to get to know you and your most important relationships. We have the experience to help you make decisions that could make a difference in your life. We can help you achieve your financial goals.

Individual Services

Retirement Planning

Everyone has the goal to retire one day. To reach this goal, you must measure and evaluate your progress each year. Lewis Carrol is quoted as saying “If you don’t know where you’re going, any road will take you there.” We’ll make sure you know where you’re going and how you’re going to get there. LEARN MORE

Portfolio Construction and Management

Our unique approach to investing incorporates findings from academic and Nobel-prize winning research. It’s sophisticated, yet straightforward. Our approach to investing is in sharp contrast to the traditional practices seen in today’s financial services industry, we believe that successful investment management starts with a clear understanding. LEARN MORE

Education Planning

Many have a goal to pay all or some portion of their children’s educations. With the cost of higher education soaring, we’ll help determine the right path to take.

Risk Management

You’ve worked hard to accumulate your assets. We’ll help you determine how to protect those assets from the consequences of death, disability, the need for long-term care and other disasters. LEARN MORE

Estate Planning, Wealth Transfer and Wealth Protection

In order to have a peaceful and orderly distribution of your legacy, documents are sometimes not enough. A definitive, well-thought-out plan can help minimize potential conflict among family members, reduce estate taxes and preserve your family’s wealth for generations. LEARN MORE

Retirement Plan Services

Plan Fiduciary Services

As a plan sponsor, you are fiduciary to your plan participants. This means that legally you are held to the standard of an investment professional and are obligated to follow a prudent process when selecting and monitoring the investment options in your plan. ERISA allows you to claim that you are not a professional and delegate that responsibility to an independent firm. Most plan sponsors are unaware of this option and unfortunately most service providers are not willing to serve in this fiduciary capacity.

When you hire BST Wealth Management, we transfer that liability away from you and assume the role of serving as a fiduciary and doing everything in your participants’ best interests.

Employee Education

Engaging BST Wealth Management means working with a retirement plan partner focused on providing participants with clear, appropriately diversified, professionally managed portfolios, and personalized, one-on-one advice from a fiduciary advisor.

This approach helps demystify the complications of retirement planning, making it easier for your employees to make smarter decisions about their futures.

We focus our efforts in areas that can make the most impact to increase participation levels as well as savings rates. This benefits both your plan overall and enhances the experience for your employees.

We provide all of the support you need to educate your employees on the value of your 401(k) plan as part of our core service to you. This includes group and individual meetings, investment guidance and more.

Independence and Transparency

As a Registered independent Advisor, we provide comprehensive, unbiased investment advice. Our fees are fully-disclosed and based on a percentage of the assets in your plan, not which individual funds we recommend to your participating employees. This means the funds we select for your are the ones that will help your participants reach their goals.

Non-Profits and Endowments

Specialized Services

We’re proud to provide financial guidance to a range of nonprofit organizations, helping them support and expand their important missions. BST Wealth Management offers specialized services unique to the fiduciary requirements of our board. We tailor an all-encompassing portfolio to meet the specific guidelines and any special restrictions or unique circumstances of your organization. Our firm conducts both ongoing review of your portfolio and due diligence review of all recommended investment products.

We offer the prudent, unbiased financial guidance you need to advance your organization’s missions and goals.