Mary S. Mlock

Mary S. Mlock , CPA
Senior Partner

Mary is an employee benefits specialist whose expertise includes the design, implementation consulting and administration of defined contribution plans and other employee benefit plans. Her clients include the medical and legal professions, as well as service industries.

She was named Partner-In-Charge of BST Retirement Services, LLP in 1998, following an 18-year career with BST. In addition to her CPA designation, she also is an Accredited Investment Fiduciary Analyst. A result of her industry expertise, Mary has addressed various business groups and frequently presents seminars to clients and other business organizations on the highly technical area of employee benefits administration. She is recognized as one of the region’s most respected technical authorities in this complex area.


  • Bachelor’s degree in business administration, Siena College


  • Member of the American Institute of Certified Public Accountants and the New York State Society of Certified Public Accountants